RISC Institute DMCC is a private company registered in 2015 in the DMCC freezone, Dubai, UAE. You can view our Certificate of Registration here. RISC Institute DMCC is licenced as a professional and management training institute by the Knowledge and Human Development Authority (KHDA) of the Emirate of Dubai, UAE.

You must be at least 18 years of age to use this website. If you are under the age of 18, please do not register as a user or transact on the website. By using this website and by agreeing to these Terms and Conditions you warrant and represent that you are at least 18 years of age.

This website (www.riscinstitute.net) is maintained by RISC Institute DMCC. The domain names "riscinstitute.net" and "riscinstitute.com" are owned by and controlled by RISC Institute DMCC.

This website uses cookies. By using this website and agreeing to these Terms and Conditions, you consent to our use of cookies in accordance with the terms of our Privacy Policy and our Cookies Policy.

Licence to use website

Unless otherwise stated, We and/or our licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

Subject to the restrictions set out below and elsewhere in these Terms and Conditions, you may, strictly for your own personal use, read the information provided and enrol into any of the course modules offered and make use of activities and resources on this website.

You may download for caching only, and print pages but only where a print button or printing link is available.

You must not:

• disclose your username and password to any other person or organization
• allow any other person to make use of any materials, resources or activities using your username and password.
• redistribute material from this website (except for content specifically and expressly made available for redistribution).
• edit or otherwise modify any material on the website (except where provided in the course module); or
• republish material from this website (including republication on another website);
• sell, rent or sub-license material from the website;
• show any material from the website in public;
• reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
• use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
• use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
• conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without our express written consent.
• use this website to transmit or send unsolicited commercial communications.
• use this website for any purposes related to marketing without our express written consent.

Some services are provided against payment. You must ensure that you have paid for the service before you use it and that your payments are up to date.

By subscribing to this website and/or enrolling to any of our courses, you may be granted the opportunity to interact with teachers, students and other users of this website through fora, chats and private messages.

You must conduct such interactions appropriately, showing respect towards our staff and fellow participants. We pursue a policy of zero tolerance to any threatening, harassing, insulting or abusive conduct against our staff, teachers or participants. We reserve the right to terminate your participation, without refund, if we consider that you have conducted yourself inappropriately or abusively.

You must not breach other users' privacy by disclosing or redistributing any personal information about others. This may include, for example but not limited to, that other person's profile picture, details about their nationality, age, gender, faith, medical history, sexual preferences, employment history or other personal information that you may have obtained in your interaction with others on this website.

You must not redistribute or in any way publish comments and contributions that others make on this website

You must observe high standards for courteous communication in the online environment ("netiquette"). Encyclopaedia Britannica provides a set of good guidelines here

To gain access to certain areas of this website and/or to make use of the services provided you are required to create a user account. ("Your Account").

You are responsible for maintaining the confidentiality of your account.

You must ensure that your username and password ("your credentials") are kept confidential and you must not allow any other person to use your credentials to log into this website

We may disable your access to the restricted areas at our sole discretion without notice if you breach these Terms and Conditions. In this case we shall inform you by email at your the email address with which you have registered your account. Should you wish to do so, you may submit an appeal through our complaints handling service.

In these Terms and Conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to us the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or us or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

We reserve the right to edit or remove any material submitted to this website, or stored on the servers hosting this website, or hosted or published upon this website.

If you feel that content submitted by other users of this website breaches any of the terms in this clause "User content" you may report it to through our complaints handling service.

Our Enrolment Policy (RISC-QP02) aims to provide customers with guidelines on enrolling into our programmes and conducting themselves appropriately to ensure a successful outcome of the learning experience.

This policy deals with:

• Eligibility
• Equal Opportunity
• Registrations
• Service level
• Particpant's responsibilities
• Privacy and Confidentiality (RISC-QP12)
• Reasonable Adjustments and Special Considerations (RISC-QP13)
• Complaints and Appeals RISC-QP07

Our acceptance of your application to enrol into any of our courses is subject to your acceptance and adherence to this policy.

Enrolment into courses or registration for examinations are only confirmed on a “first come first served” basis upon receipt of the payment of the applicable fee, deposit or, in the case of bona fide organizations, a signed purchase order.

We acknowledge that enrolees are, in some circumstances, constrained to cancel or postpone their participation on courses or attendance for examinations. Furthermore, We may occasionally be forced to cancel an event due to force majeure, low number of enrolments, or other circumstances which would make the event non-viable.

Our Cancellation, Postponement and Refunds Policy aims to provide a fair cancellation and refunds mechanism for courses and examinations provided by Us. It is your responsibility to familiarize yourself with the Terms and Conditions under which cancellations and refunds will be allowed before you enrol and pay for any course.

Refunds will be done only through the same mode of payment (including same credit card and/or bank account) that you used when paying for the relative service. Please allow for up to 45days for the refund transfer to be completed.

Disclaimers

For the sake of clarity and interpretation, the word "information" in this context includes, but not liumited to, any material published on our website, qualification information, course information, course data, course content, video, information (audio or visual) presented or exchanged during live classes (whether virtual or face-to-face), statistics, grades, certificates and the like.

Although we endeavour to ensure that this Information is accurate at the time of publication, any part or whole of it may be out of date or incomplete at any given time. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Where we make further learning resources, personal commentaries, statistical analyses, corporate data and other third party material available on this website, we do not control and do not necessarily endorse their contents or findings in any way, and we are not responsible for the accuracy or otherwise of such material.

For potential applicants for courses leading to awards and qualifications by other awarding bodies, information relating to specific programmes can be found on the relative pages and links to our partners' websites or catalogues, where applicable. The content may be subject to change and we take reasonable steps to up-date key relevant course and related fees information. As indicated above, any inaccuracy should be brought to our attention.

Nothing on this website or contained in the Information as defined above, constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any dispute, product drafting, legal, financial or medical matter you should consult an appropriate professional.

Through this website you are able to link to other websites which are not under our control. Therefore, we have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Limitation of Liability

To the extent permitted by law, we will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

• for any direct or indirect, special or consequential loss; or
• for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships; or
• loss of reputation, goodwill, professional standing or employment; or
• loss or corruption of information or data.

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit our liability in respect of any:

• death or personal injury caused by our negligence;
• fraud or fraudulent misrepresentation on our part and/or our employees (but not any other party even if that party is a user on this website); or
• matter which it would be illegal or unlawful for us to exclude or limit, or to attempt or purport to exclude or limit, our liability.

Other parties

You accept that, as a limited liability entity, we have an interest in limiting the personal liability of our officers, and employees. You therefore agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the website.

Furthermore, and without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect our officers, employees, teachers, agents, subsidiaries, successors, assigns and sub-contractors as well as us.

Reasonableness and enforceability

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

Without prejudice to our other rights under these Terms and Conditions, if you breach any of these Terms and Conditions in any way, we may take such action as we deem appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

Indemnity

You hereby agree to indemnify us and undertake to hold us harmless and keep us indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by us to a third party in settlement of a claim or dispute on the advice of our legal advisers) incurred or suffered by us arising out of any breach by you, or claim by any third party that you have breached of any provision of these Terms and Conditions.

Interpretation

Wherever terms in this agreement are defined by enclosing them in "quotation marks" and in bold font, they shall have the meaning so assigned to them

Entire agreement

These Terms and Conditions, together with the policies referenced by a link herein shall be read together and shall constitute the entire agreement between you and us in relation to your use of this website and all services that we provide from this website and supersede all previous agreements in respect thereof.

Should any contradiction or inconsistency arise between these Terms and Conditions and the policies that are referenced, the latter shall take precedence.

The table of contents and headings contained in this Agreement are for reference purposes only and shall not affect in any way the meaning or interpretation of this Agreement.

Assignment

We may transfer, sub-contract or otherwise deal with our rights and/or obligations under these Terms and Conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these Terms and Conditions.

Severability

If a provision of these Terms and Conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Law and Jurisdiction>

These Terms and Conditions will be governed by and construed in accordance with the law of the United Arab Emirates, and any disputes relating to these Terms and Conditions will be subject to the exclusive jurisdiction of the courts of United Arab Emirates.

Notice

Any notices or that we may give you under these Terms and Conditions, or any communication in respect of service that you are enrolled in shall be sent by email to the email ID you have registered in your profile when creating your account in this website. It is your responsibility to check your email regularly and ensure that it is still active to receive notices from us. Furthermore, it is also your responsibility to ensure that our email communications are not diverted to your spam folder by your email client application.

How to communicate with us

For any enquiries about our services or courses, making payments or assistance with the Services that you are already enrolled into, please use this form to contact our customer service.

For any billing or accounting issues, please use this form to contact our accounts department.

If you have problems logging in or problems with any part of the website that is not functioning or functioning incorrectly please use this form to contact our support team.

If you wish to make an appeal from a decision that we may take in your regards or make a complaint about our service or any part of this website, please first read our Complaints and Appeals Policy so that you familiarize yourself with the process. Please use this form to submit your appeal or complaint.

Currency

Unless otherwise indicated all payments shall be made in UAE Dirhams (AED)

Online Credit Card payments>

We have integrated this website with Telr Secure Payments gateway (Telr.com) to offer safe and secure credit card transactions for our customers.

We accept Visa or MasterCard debit and credit cards in AED for payment.

Please make sure that you have read our Enrolment, Cancellation and Refunds policies above.

It is the Cardholder's responsibility to retain a record of transactions effected on this website as well as a copy of our Enrolment, Cancellation and Refunds policies.

We do not store and credit card details. However, these may be stored and held by the payment gateway with which we have integrated our website. Under no circumstances will we ever sell, share, rent or lease any credit/debit card details and to any third parties.

Other payment methods

You may also arrange payment by bank transfer, direct debit, POS credit card at our office or by personal cheques drawn on a UAE bank. Any bank charges shall be payable by you.

Payment Confirmation

When you make payment by credit card on this website, you should receive a confirmation of your payment and transaction details by email within 24 hours from the time that the transaction has passed. if you do not do so, please contact customer service to follow up.

When you make payment other than by credit card on this website, you should receive a confirmation of your payment and transaction details by email within 48 hours from the time that our bank acount has been credited with the funds. If you do not do so, please contact customer service to follow up.

Exclusions

We regret that we cannot accept any payments or provide services to OFAC and sanctioned countries

We may revise these Terms and Conditions and the policies linked herein from time-to-time. Revised Terms and Conditions will apply to the use of this website from the date of the publication of the revised Terms and Conditions on this website. Please check this page regularly to ensure you are familiar with the current version.

This policy was last updated on 07 May 2020.